Whether you drive the latest model vehicle or a 1963 Ford, insurance is important. The benefit of having an independent agent gives us the ability to shop the market for you. If you’re a first-time driver or car owner looking to protect yourself in the most economical way or you need to protect a valuable asset, contact us and will get you the correct policy to meet your individual needs.

We’ve heard it said that for some people their home is the most valuable asset they’ll ever have. Would it make sense to make sure you’ve got the right protection in the event of a tragic event? The concept of making sure you understand the difference between having insurance and being properly insured is never more important than protecting your most valuable asset.

Our policies don’t just start with the home you own but even if you rent a home or a room own a condo in an association or a single-family dwelling, our relationships with the insurance companies we work with help us provide the best protection at the most competitive pricing.

You may be interested to know that there are more then 500 active faults in California and the chance of a magnitude 6.7 or higher earthquake is 99% true in the next 30 years. Because most Californians live within 30 miles of an active fault it is a good time to get Earthquake Insurance. The good news is that over the past several years, the insurance companies are offering great Earthquake policies with expanded coverages and low dedutible options.

Many conditions can cause flooding: heavy rains, rapid accumulation of rain after a wildfire burn, tsunami, hurricanes, water main breaks, spring thaws, just to name a few. While certain areas are prone to flooding, it can happen anywhere and at any time. Just a few inches of water can cause major damage to your home and it's contents.